A crypto IRA lets you hold Bitcoin and other digital assets inside a tax-advantaged retirement account. Here's what you need to know before you open one.
Jump to what you need.
How crypto IRAs work and what makes them different from regular accounts.
Jump to section →What to look for in a crypto IRA provider and how iTrustCapital is structured.
Jump to section →Full review of fees, features, and who the platform is built for.
Read review →New accounts that fund $1,000+ qualify. Use the referral link to ensure tracking.
Claim bonus →How crypto IRAs differ from regular investment accounts and exchanges.
A crypto IRA is a self-directed IRA that holds digital assets (Bitcoin, Ethereum, altcoins) and/or precious metals inside a tax-advantaged account structure. Contributions may be tax-deductible (Traditional) or grow tax-free (Roth) — the same rules that govern any IRA apply here, with the difference being the underlying assets.
What to evaluate when choosing a crypto IRA provider.
Important: All crypto investments carry market risk regardless of account type. The IRA structure does not protect against price declines. Not financial or tax advice — consult a qualified advisor for your specific situation.
Key things that define the iTrustCapital platform.
Bitcoin, Ethereum, and 30+ cryptocurrencies plus gold and silver — check the current asset list on iTrustCapital's website.
Fund $1,000 or more to claim the new account bonus. Use CryptoSchool.cc/ira to ensure it's tracked.
Traditional or Roth IRA structure — potential tax-deferred or tax-free growth on your crypto holdings. Not financial or tax advice.
Five steps from zero to your first trade inside a crypto IRA.
Not financial, tax, or legal advice. Verify all requirements directly with iTrustCapital.
Common questions about crypto IRAs.
A crypto IRA is a self-directed Individual Retirement Account that allows you to hold Bitcoin, Ethereum, and other digital assets inside a tax-advantaged structure. Gains may be tax-deferred (Traditional) or tax-free (Roth) depending on the account type.
The safety of a crypto IRA depends on the platform you use. Look for institutional-grade custody, IRS-compliant structure, and an established track record. iTrustCapital uses BitGo and Curv for asset custody.
The simplest path is to open an account through a platform like iTrustCapital. You choose your IRA type, verify your identity, fund the account (via transfer, rollover, or new contribution), and begin trading crypto within the IRA tax structure.