Most Crypto Content Is Useless Until You Do THIS
If you're over 40, most of the crypto content you find online probably won't help you. Not because it's badly made, but because it isn't aimed at you. A large share of it exists to pump a coin someone already bought, hoping to sell it to whoever clicks next. That's a different game than the one you're playing.
The video makes a simple argument: crypto only becomes useful as an asset class once you stop treating it like a lottery and start evaluating it the way you'd evaluate a stock.
Meme Coins vs. Utility Coins
The distinction matters more than anything else you'll learn early on. Meme coins — including the recent celebrity and political ones — are tokens with a name attached and no underlying function. They can shoot up. They can shoot straight back down. There's nothing underneath to value.
Utility coins are different. Bitcoin functions as a store of value. Ethereum works more like a computer: you can run contracts on it, you pay fees in it, and if you stake it you help secure the network through validators and earn a percentage return for doing so. Other networks do the same, and many tokens exist for specific purposes — AI, shared computing, decentralized finance — not just as layer ones or layer twos for others to build on.
Once that distinction is clear, the noise gets much easier to filter. If you want a deeper framework for this, it's worth reading how to treat crypto as a new asset class from a stock investor's perspective before you buy anything.
The Dot-Com Comparison
Think about the years before the dot-com bust. There were hundreds of companies most people couldn't describe. Many had little revenue or none at all. They raised money, retail investors got excited, and a lot of capital went into businesses nobody understood.
Crypto has the same shape. Some projects will do very well. Many won't. The difference between the two groups isn't hype — it's whether there's a real business model producing something of value. That's why the video's core instruction is to educate yourself first and allocate second.
Evaluating Crypto Like You'd Evaluate a Stock
Stock investors already have the mental model. You look at sectors, then at companies within those sectors, then at the numbers. Micron is big in AI because of memory chips. Nvidia is big in AI because of the boards running the computations. Pharmaceuticals is a different sector with different drivers.
The same sector breakouts exist in crypto — AI, decentralized finance, payments, infrastructure — and each may have its own window depending on adoption. Nobody talks about it because there's no quick money in explaining it.
The metrics take more digging. Market cap versus fully diluted value is the first comparison most beginners get wrong, and understanding how crypto market cap affects your potential gains is a better starting point than any price prediction. From there you can start asking whether any PE-style comparison is possible, and what yield the asset produces on top of price appreciation. Some stocks you hold purely for appreciation. Some, like a Verizon, you hold for yield plus appreciation. Both opportunities exist in crypto.
Position sizing follows the same logic. If crypto is 1% or 2% of a retirement portfolio, that's a methodical decision, not a gamble. Investors taking that route often look at holding crypto inside a tax-advantaged retirement account rather than a taxable brokerage. iTrustCapital is one provider worth reviewing if that structure interests you, since holding long-term positions inside an IRA changes how gains are taxed when you eventually sell — check the fee schedule and custody model before you open anything.
If you want the full methodology rather than the summary, the crypto school runs live teaching five days a week plus 40+ courses and well over 180 videos covering research, valuation, and risk. You can join the crypto school community at skool.com/crypto-profit and work through the same research process instead of building it from scratch.
Educational content only. Not financial advice.
---
Affiliate Disclosure: This site may contain affiliate links. If you use them, we may earn a commission at no extra cost to you. Content is for educational purposes only — not financial advice.