📈 Calculator · Long-Game Projection

Compounding Returns Calculator

The trader's monthly ROI projected forward over 3, 6, 12, and 24 months — with a realism factor so you don't fool yourself with hockey-stick projections. Toggle between compounding and withdrawing profits.

Your inputs

Project a trader's monthly ROI forward over 3, 6, 12, or 24 months. Toggle between compounding and withdrawing.

USDT
%
%
USDT
×

Long-game projection

Net of profit-sharing. Realism factor applied to the ROI input.

PeriodBalanceProfitROI
Effective net monthly ROI 0%
Total contributions added $0
Total profit-sharing paid $0
⚠️ Realism check The realism factor exists because no copy trader sustains their best 30 days forever. A trader at +20% in their hottest month is not delivering +800% per year. Set realism to 0.5–0.7 for a believable forecast. Default 0.7.

Why compounding cuts both ways

Compound vs withdraw — which is better?

Compounding multiplies your gains exponentially when the trader is performing — but also accelerates losses if they enter a drawdown. Withdrawing locks in profit and resets your exposure. A common middle path: withdraw 50% of monthly profits, let the rest compound. The toggle lets you compare both extremes.

What's a realistic monthly ROI to plan around?

Across thousands of copy traders on Bitunix, BTCC, and MEXC, sustainable monthly ROI for traders who have lasted 6+ months tends to land in the 3–10% range. Anything above 15% monthly is either a short-term streak or comes with high drawdown risk. Plan around 5–8% as your baseline and treat anything above as upside.

How does the realism factor work?

It multiplies the ROI input you provided. So if you enter 12% monthly with a realism factor of 0.7, the calculator projects forward at 8.4% monthly. This is the simplest way to bake in mean-reversion without modeling it explicitly. For aggressive optimism, set 1.0. For "this trader will probably revert to average", set 0.5.

What about the "rule of 72"?

A useful shortcut: divide 72 by your monthly net ROI to get the number of months for your account to double. At 6% net monthly, account doubles in ~12 months. At 10%, ~7 months. At 3%, ~24 months. The calculator does the actual math, but this is a sanity check.

Copy trading platforms we recommend

Each of these supports the metrics this calculator uses — ROI history, drawdown, win rate, and copy modes.

#1 Pick
Bitunix
Beginner-friendly Task Center · 125× leverage · Propotional & Fixed Amount copy modes. Available in 100+ countries.
Go to Bitunix →
#2 Pick
BTCC
12 years live · zero hacks · accepts US residents · up to 500× leverage. The longest-standing copy trading platform.
Go to BTCC →
#3 Pick
MEXC
4,200+ coins · 200× leverage · 0% maker / 0.02% taker fees — the lowest in the industry. Great for altcoin copy trading.
Go to MEXC →

Other copy trading calculators

Each tool stress-tests a different angle of the copy trading decision.

Get the free copy trading playbook

Setup walkthroughs, risk-rule checklists, and Brian's lead-trader vetting process — free.

Free Copy Trading Hub — setup guides, risk rules & practical walkthroughs Join Free →